Get the cheapest Sioux Falls health insurance rates for individuals or families and save. Quality medical coverage is available from top-rated companies. Compare the most affordable health insurance plans in South Dakota and easily view multiple options. Sioux Falls features some of the lowest rates in the state. Plans are offered both during and after Open Enrollment. Your health conditions do not impact the rate.
Thanks to the Affordable Care Act, you may also be eligible for a large federal subsidy. Both catastrophic and comprehensive coverage is available. Pre-existing conditions are covered during Open and Special Enrollment periods. There is no waiting period for maternity benefits or other essential benefits.
Simply click on our secure link below, provide your zip code, and quickly compare the companies that have the best rates in the area. You can then view the best options.
Since Open Enrollment ended, a "Special Enrollment Period" is available for residents that qualify. Some of the exceptions include reaching age 26, losing group coverage through an employer, obtaining citizenship, and divorce. Otherwise, inexpensive short-term plans are offered. These temporary policies are not Obamacare-approved and do not qualify for a federal subsidy. However, they provide very effective stop-gap coverage until the next OE period begins in November. 2018 Open Enrollment begins November 1, but ends on December 15th, instead of January 31st.
Healthinsurancezoom.com is the nation's premier trusted resource for shopping and comparing health insurance in Sioux Falls. Get quality SD medical coverage and save. The enrollment process is much quicker for 2015 effective dates than last year's inaugural roll-out. Also, rates in Lincoln and Minnehaha Counties are very affordable compared to many other counties in the state. Platinum, Gold, Silver and Bronze tier options are available. "Catastrophic" policies are offered if you are under age 30 or qualify for "financial hardship." Typically, these plans cost less since they have higher deductibles. However, often Silver-tier contracts are the most cost-effective because of special "cost-sharing" features that are unique to this type of plan only.
The South Dakota Division Of Insurance helps regulate companies and the plans they offer. They also assist consumers with market conduct examinations, license look-ups, explanation of laws and regulations, and much more! Additional safeguards can be found on their website. Carriers that offer health insurance in Sioux Falls include Avera and Sanford Health Plans. Several popular low-cost plans are listed below:
Avera MyPlan $6,500
Avera MyPlan $5,000
Sanford TRUE $5,000 HDHP
Avera MyPlan $3,500 (Silver Tier)
Sanford TRUE $3,500 (Silver Tier)
Avera MyPlan $3,000
Sanford Simplicity $6,000
Sanford Simplicity $5,000
Senior Medigap coverage is also offered to eligible Seniors. In addition to Medicare Supplement and Part D prescription drug plans, Medicare Advantage contracts are available. Medicare insurers in the state include Aetna, CHA HMO, Coventry, Health Alliance Medicare, HealthPartners UnityPoint, Humana, Senior Preferred, and UnitedHealthcare.
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